Welcome to Neville J Harris Insurance
Neville J Harris Insurance is a family run business based in Helston Cornwall. Established in 1973 we pride ourselves on local and friendly service, giving honest and independent professional advice on all insurance matters to best suit your needs. Our experienced team provides a first-class personal service to help you guide you through the ever-changing insurance industry. We work with the UK's major insurers to provide competitive premiums and ensuring your personal and commercial assets are well insured giving you peace of mind.
Opening times and days may vary in the holiday periods.
Why chose and Insurance Intermediary instead of the internet?
Advice and Knowledge – As licensed professionals, insurance brokers have a wealth of knowledge and expertise so they can offer you excellent advice on products, how to manage risks, comparing insurance solutions and purchasing insurance. Brokers are impartial and their advice is meant to serve your interests, not the interests of a particular insurance company.
Knowing your options – Insurers won’t always offer you every type of cover when you go directly to them. Brokers will work with you to understand your unique situation and offer you a range of pre-vetted options to choose from, meaning you can rest easy knowing you are getting the right coverage at the best price.
Find the right product for you - a broker will ask you about your personal circumstances to find you the right policy. They will be able to tell you if you are already covered by your existing insurance policies and get you a good deal by comparing prices and product features. They can also be more flexible on price than comparison sites.
Choice and Price – Dealing with a broker means you are gaining access to the best insurers, some of whom do not sell directly to the public. Insurers will sometimes offer better rates to brokerages, meaning more savings for you. Why would insurance companies offer these lower prices? Lower cover.
Find a specialist provider – Comparison sites may not offer cover that should be tailored to suit your needs. You also will not find special or bespoke cover on there, so if you want to insure something unique like a high-value antique or a collection, a broker is your best option.
Claims are dealt with – If you ever need to make an insurance claim, you can lean on your broker to help make sure you receive a fair and prompt payment. If you find yourself in a disputed claim, your broker will act as an advocate with your insurance company and do as much as possible for you so you do not have the hassle and worry.
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